Few things are better than free; one exception is free Kasasa Cash® checking with rewards. This account starts at free and only gets better—benefit from really high dividends and refunds on ATM fees, nationwide*!
It’s your money. Keep it that way—and make even more of it—with free, high-dividend Kasasa Cash®.
- 0.75% APY* on average daily balances up to $10,000
- 0.05% APY* on average daily balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren’t met
- Nationwide ATM fee refunds up to $25 per month*
- No monthly service fee
- No minimum balance to earn rewards
- Links to Kasasa Saver® for more earnings
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free Visa® debit card
- No minimum deposit to open Kasasa Cash®
How Does Kasasa® Work?
Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!
Earning Rewards is Easy!
No crazy gimmicks or runarounds. Things that you're probably already doing help you qualify for rewards. To earn rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 2 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and log into online banking
- Be enrolled and receive eStatement notice
That's it! Even if you don't meet your monthly qualifications, your Kasasa Cash® account is always free. Plus, you can get right back to racking up rewards—like really high dividends and ATM fee refunds—the very next month!
Make an appointment with our team in the branches!
Do you have questions about your account? Do you need to apply for a loan or a credit card?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.
Keep your account protected - Opt In for overdraft privileges on your Debit Card
Seasons Federal Credit Union's overdraft protection program is designed with your protection and convenience in mind. The vast majority of our members do not overdraw their accounts and never incur fees, however life doesn't always go according to plan, and overdrafts do occur. We offer many ways to protect your transactions. Without extending overdraft protection to your debit card, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 0.75% resulting in an APY of 0.75%; and average daily balances over $10,000 earn a dividend rate of 0.05% on the portion of the average daily balance over $10,000.
You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the first processing day of the following statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/17/2020. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. To qualify each month, have at least 2 Direct Deposit/ACH credit, enrollment in online banking, enrollment in electronic statements and have at least 12 debit card purchases post and settle are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons are required to meet some of the account’s qualifications. Limit 1 account per social security. There are no recurring monthly service charges or fees to open or close this account. Contact a Seasons Federal Credit Union Financial Services Representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.