Few things are better than free; one exception is free Kasasa Cash® checking with rewards. This account starts at free and only gets better—benefit from really high dividends and refunds on ATM fees, nationwide*!
It’s your money. Keep it that way—and make even more of it—with free, high-dividend Kasasa Cash®.
- 0.75% APY* on average daily balances up to $15,000
- 0.075% APY* on average daily balances over $15,000 depending on balance in account*
- 0.01% APY* if qualifications aren’t met
- Nationwide ATM fee refunds up to $25 per month*
- No monthly service fee
- No minimum balance to earn rewards
- Links to Kasasa Saver® for more earnings
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free Visa® debit card
- No minimum deposit to open Kasasa Cash®
How Does Kasasa® Work?
Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!
Earning Rewards is Easy!
No crazy gimmicks or runarounds. Things that you're probably already doing help you qualify for rewards. To earn rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and log into online banking
- Be enrolled and receive eStatement notice
That's it! Even if you don't meet your monthly qualifications, your Kasasa Cash® account is always free. Plus, you can get right back to racking up rewards—like really high dividends and ATM fee refunds—the very next month!
Keep your account protected - Opt In for overdraft privileges on your Debit Card
Seasons Federal Credit Union's overdraft protection program is designed with your protection and convenience in mind. The vast majority of our members do not overdraw their accounts and never incur fees, however life doesn't always go according to plan, and overdrafts do occur. We offer many ways to protect your transactions. Without extending overdraft protection to your debit card, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.
*APY=Annual Percentage Yield. APYs accurate as of current Truth in Savings Disclosure. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and refunded during the first week of the next calendar month.; (2) balances up to $15,000 receive APY of 0.75%; and (3) balances over $15,000 earn 0.075% interest rate on the portion of the balance over $15,000. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one-day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividend. Dividend earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.