Account Questions

Have questions about your account at Seasons Federal Credit Union?

How do I open a new account?

If you’re applying for membership online, choose the accounts you want to open on the online application. Or stop by a Seasons Federal Credit Union branch to join in person and open any accounts you want. 

What’s Seasons Federal Credit Union routing number?

The routing number for Seasons FCU is 211177829.

How do I change my address?

Online Banking: click the More tab at the top right corner and choose the Profile option. 

Non-Online Banking: we require a signature to complete any portion of an address change. Visit a branch or give us a call at 860.346.6614.

I lost my debit card: how do I order a replacement?

Security constraints prevent us from processing debit card replacement requests online. Please call us at 860.346.6614, during business hours and a Member Service Representative will be happy to help you. Or stop by any branch during regular business hours. 

How do I dispute a transaction?

Please call us at 860.346.6614, during business hours and a Member Service Representative will be happy to help you. Or stop by any branch during regular business hours. 

I plan on going out of the county. What do I need to do?

Please call us at 860.346.6614, during business hours and a Member Service Representative will be happy to help you. Or stop by any branch during regular business hours.

Why am I getting charged a $3.50 Regulation (Reg) D fee in my savings account?

Regulation D (“Reg D”) is a federal law that limits the number of transfers and withdrawals that you can make from an interest bearing account (Regular Savings, Money Market, or Club Account) at Seasons Federal Credit Union to a Checking Account or to a third party. According to Regulation D, you may not make more than six pre-authorized, automated, or telephone transfers/withdrawals from these accounts each month.

The regulation was established to prevent consumers from using interest bearing accounts as transaction or checking accounts. Fees are typically applied to such transfers and withdrawals in order to discourage consumers from using interest bearing accounts as transaction accounts

Reg D Fees

Savings accounts, which also include Certificates and Money Market Accounts, are not classified as “transaction” accounts and have limited transaction allowances. Regulation D allows for 6 transfers/ withdrawals per statement cycle or month. The fee for each transfer/withdrawal above six within that timeframe is $3.50/transaction.

How can I avoid being charged the Reg D fee?

  • Open a checking account if you do not have one with Seasons Federal Credit Union. Seasons Federal Credit Union provides various checking accounts tailored to your needs.
  • Use your checking account for the majority of your withdrawals and debits.
  • Keep more funds in your checking account.
  • Transfer excess funds from your checking account to your deposit account after you verify it is not needed.
  • Locate a Seasons Federal Credit Union Branch, Shared Branch, or Free ATM.

What happens if I continually exceed the transaction limit?

Seasons Federal Credit Union is required to limit transactions within savings accounts. Consecutive overuse of a savings account may result in limitations to withdrawal/transfer capability from the savings account, automatic conversion to a transaction account, or account closure.

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