Home Improvement Loan

No Equity? No Problem!

The house that was once your dream home might be no longer be the place you fell in love with. That closet that once seemed so spacious is now crammed with clothes. And the kitchen that has witnessed one too many burnt pizzas now seems outdated. 

A SFCU Home Improvement Loan can help you spruce up your home — and remember why you fell in love with it in the first place. Whether you need a new hot water heater, new roof, central air conditioner or an upgrade to your kitchen, our Home Improvement Loan is just for you. It's a smart and cost-efficient way to borrow money for a gorgeous home -- and there's no equity required. Your home is your largest investment and to keep it in tip-top shape you need to make home improvements. Borrow exactly what you need when it's needed, with the terms that fit your budget and your timeframe. The amount borrowed can be used for any home improvement. 

The Rundown

  • 5 year fixed rates as low as 7.99% APR*
  • 10 year fixed rates as low as 8.99% APR*
  • No equity required in your home
  • Unsecured loan

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Do you have questions about your account? Do you need to apply for a loan or a credit card? 

If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.

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*APR = Annual Percentage Rate. Rate effective as of 3/6/2017. For the 5 year fixed rate, the terms of repayment may be 60 payments of $20.27 per $1,000 borrowed and for the 10 year fixed rate, the terms of repayment may be 120 payments of $12.66 per $1,000 borrowed. Rates and terms vary by individuals overall credit history and underwriting factors and are subject to change. Other conditions may apply. Contact Seasons Federal Credit Union for full details. 

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