Every Story’s Got A Setting

Whether you’re buying, building, or refinancing, get settled into yours.

If you’re creatively crafting your dream home or looking for a better rate on your current loan, our Seasons Federal Credit Union home loan team can help you nail down the right mortgage loan solution. (Yeah, pun very much intended.)

Some things that make Seasons Federal Credit Union different from other mortgage lenders are that we underwrite all our mortgages here, locally. We are always here to support you and your mortgage. Local makes a difference. 

Buying or refinancing a home is a big deal – often the biggest deal in your financial life. We also can assist you with refinancing or securing a home equity loan. Talk with us about our low rates on mortgages, refinances, and home equity loans. Let us help you find the easy way home.

 

Apply For Your Mortgage Today

 Questions? Call our Mortgage Team today at 860-854-6807!

Here's what you get with a mortgage at Seasons FCU:

  • Fixed Interest Rates (interest rate and payment remains the same)
  • Loan terms available in: 7, 10, 11, 15, 20, 25 or 30 years
  • No pre-payment penalties
  • Low closing costs 
  • Upfront Underwriting
    • Our streamlined mortgage process ensures your experience will be as smooth and stress-free as possible. With upfront underwriting, your application is reviewed by an in-house mortgage underwriter first, giving you a solid pre-approval. Once a property is determined, you can close quickly with only the property related activities to be completed.
  • Expert Guidance
    • We’ll help you find the right mortgage, and we’re also here to answer questions.

 

The Fine Print

APR = Annual Percentage Yield. Rate and Payment will apply over the term of the loan. The Payment reflects a monthly payment of principal and interest.  Real estate taxes, property insurance, flood and mortgage insurance (if applicable) are not included in the monthly payment amount.  Your actual payment amount may be higher.  The APR you receive may be as low as the rate listed on our Loan Rates page. Your actual rate is based on your credit rating, term requested and loan to value of property. You will be provided with the rate for which you qualify when your loan is approved.

Example Fixed Rate Mortgages Monthly Repayment Terms

Loan Type Rate (%) APR (%) Payment Per $1,000
15-Yr. Fixed (180 months) 3.250 3.397 7.03
30-Yr. Fixed (360 months) 4.00 4.084 4.77

 

Are you a renter and tired of your rent going up? 

If you’re ready, we’re ready. Make your move with a mortgage.

If you’ve been thinking about buying your first home, now could be a great time to begin the homebuyer journey. With interest rates expected to rise, locking in a rate on your mortgage early can be a cost-saving move. Also, as rent continues to climb, you might be ready to invest that monthly check in something that can appreciate in value.

 

Home Buying Process

 

Apply For Your Mortgage Today

Meet Our Mortgage Team

Think our Mortgage Team as your personal guide on your journey to home ownership. They are here to help make the loan process as smooth as possible for you, and can help you:

  • Determine the best mortgage for your needs, that also fits within your budget.
  • Complete your application, whether online, over the phone, or in person.
  • Gather the required documentation to process your application
  • Lock in your rate and fees once you find the home you want to purchase.

Questions? Call our Mortgage Team today at 860-854-6807!

Make an appointment with our team in the branches!

Do you have questions about your account? Do you need to apply for a loan or a credit card? 

If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.

Make an Appointment

Our Mortgage logo

Our Mortgage logo represents strength, knowledge, even sophistication—all of the things we are to our members. Notice the “house” combined with our “Seasons Tree” in the logo, it is a symbol of homeownership. And the text we use with the logo, “Let’s get you home.,” suggests that we are ready to get you in your first home or dream home. Further, we feel the logo suggests confidence in mortgage lending—for our organization and its goals.

 

Seasons Federal Credit Union NMLS ID# 441485
Seasons Federal Credit Union Loan Officer's NMLS ID Information (PDF)

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