Auto Loans

First car, family car, or fantasy car, our car loans give you low rates—and get you behind the wheel, faster.

Finance with Seasons Federal Credit Union

With great rates and quick approvals on our auto loans, we remove roadblocks so you can zip through the loan process and drive away in the ride you’ve been wanting. Apply for an auto loan easily with our online application. Or, if you prefer to take care of financing when you’re ready to buy, just visit a participating dealer and ask to finance through Seasons FCU.

 

Current rates

Annual Percentage Rate (APR)

Auto Loan Rate

See All Rates

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The Rundown

  • Excellent rates that beat industry averages
  • Refinance your higher rate auto loans and save
  • Flexible terms for payments you can afford
  • Make your car loan payments through Online Banking
  • GAP Insurance—Protect yourself in the event your vehicle is stolen or totaled, substantially less than what the dealer charges.
  • Mechanical Breakdown Coverage available for peace of mind

 

Refinance your auto loan today and put more money in your pocket!

Have you ever wondered if you could get a better interest rate, lower a car payment, or reduce the term of your loan? Chances are, you can. If you currently have a car loan somewhere other than Seasons FCU, you may be able to lower your payment by refinancing your loan. We make it easy to refinance your vehicle with a loan that better fits your financial needs.

  • Lower your interest rate
  • Reduce your monthly payments
  • Choice of terms and payment options
  • Easy application process

Apply Online Today

 

 

Buckle your seat belt and ride along while we help you decide on your next vehicle.

Before you head to the dealership, there are some things that you can do beforehand, like determining your price range, getting pre-approved, and reading lots and lots of reviews. Buying new can seem appealing, as you will be the car’s first owner and also be covered by a warranty. Buying used is also a good choice, and will typically mean a lower price. A third option is to lease, which is similar to renting a vehicle that you may not otherwise be able to afford. 

Watch this video to learn the pros and cons of each option when looking for a car.

 

 

When you’re pre-approved, you hold the key!

How does being pre-approved help you? When dealers see that you’re pre-approved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Seasons Federal Credit Union.

 

 

Make an appointment with our team in the branches!

Do you have questions about your account? Do you need to apply for a loan or a credit card? 

If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.

Make an Appointment

 

 

Auto Insurance


Wherever the road takes you, it’s important to get the right coverage to protect Solstice Insurance Agency. Freedom of the open road!yourself, your family and your vehicle. Solstice Insurance Agency offers comprehensive coverage on cars, trucks and motorcycles, as well as recreational vehicles and boats.

Adding a new driver to your policy? Purchasing a new vehicle? Looking for a better price on your existing policy? Give us a call or go to our Insurance Agency for a free quote. Additional discounts may be available based on driving history and/or number of vehicles insured.

Visit our Solstice Insurance Agency where we can walk you through these steps and get you on the road to saving money now.

 

 

Click Here For a Free Quote

Or give us a call at 855-832-6336 

Solstice Insurance Agency is an affiliate of Seasons Federal Credit Union, is not an obligation of the credit union, is not guaranteed by SFCU, and not insured by NCUA.

 

 

*APR=Annual Percentage Rate. Rates are based on creditworthiness and are subject to change without notice. Loan rates and terms are accurate as of 06/01/2020. A fixed rate loan for $20,000 based on a 2.74% APR paid over 63 months would have 63 monthly payments of $341.20. No payment is required for 60 days. Finance charges will continue to accrue at the rate provided in your Seasons FCU loan agreement during the payment-deferral period. All loans are subject to a $65 VSI (Vendor Single Interest) fee. 

 

Auto Loans

New Auto Loan Rates

Term Rate* Payment Amount Per $1,000.00 Borrowed Assumptions
Up to 63 months as low as 2.74% APR $17.06 Platinum credit and loan amount of $15,000
75 Months as low as 2.99% APR $14.63  
84 Months as low as 3.24% APR $13.32  

Used Auto Loan Rates

Term Rate* Payment Amount Per $1,000.00 Borrowed Assumptions
Up to 63 months as low as 2.74% APR $17.06 Platinum credit and loan amount of $15,000
84 Months as low as 3.24% APR $13.32  

Boat & Recreational Vehicle Loan Rates

Term APR Payment Amount Per $1,000.00 Borrowed Assumptions
Up to 24 Months as low as 7.49% APR $45.00 Platinum credit and a loan amount of $15,000
48 Months as low as 8.49% APR $24.64  
72 Months as low as 8.74% APR $17.90  
96 Months as low as 8.99% APR $14.65  
120 Months as low as 9.24% APR $12.80  

*Your rate will be determined by your credit report & age of vehicle.

  • Insurance required.

Are you getting the insurance coverage you need and the savings you deserve? Choosing the right auto insurance can help protect you from the risks of the road.

Get a Free Quote

Some of our offerings

Credit Cards

Low interest, rich rewards—your card, your choice.

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Auto Loans

Great rates, flexible terms, personalized service.

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Mortgages

Fast, affordable home loans, and help every step of the way.

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