Struggling with the increasing cost of utilities or high-interest debt?

couple looking at computer

We can provide financial relief and get you back on track.


Nearly 1 in 3 Americans nationwide struggle to pay their electric bills each year and with the holidays over, the credit cards bills are starting to pour in. This year, Americans added an average of $1,054 in debt to their credit cards. If you’re facing hardship and need financial flexibility, you’re not alone.

We believe that no one should have to choose between buying food, paying rent, keeping their family warm during the winter, or stressing out on post-holiday debt. Our Seasons FCU Personal Loan Special could help individuals and families in need by providing access to the funds needed to pay your utilities or consolidate your debt, into one manageable payment.



Personal Debt Consolidation & Electric Bills Loan Special Man on computer with credit card

Rates as low as

7.99% APR*

with terms up to 60 months and borrow up to $20,000.
Available from 1/1/2023 through 1/31/2023.

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Lower your monthly payments, reduce your interest rate, or simply pay less total interest on an existing loan or credit line. Seasons FCU can change your finances with a debt consolidation loan in days or provide the relief you need to steady your financial course and get back on track. With our Personal Loan Special, you’ll find some of the lowest loan rates available.

  • Allow you to borrow up to $20,000
  • Offer our lowest rate; as low as 7.99% APR
  • We don’t charge any upfront costs or origination fees
  • Loan special available until 1/31/2023



*APR = Annual Percentage Rate. Rate effective January 1, 2023. Loan rates and terms are based on creditworthiness and underwriting factors and is our best rate. Not all applicants will qualify for the lowest rate or the longest term. Rates and terms are subject to change at any time without notice and are subject to credit approval. Loan special is available from 1/1/2023 through 1/31/2023. 

Some of our offerings

Credit Cards

Low interest, rich rewards—your card, your choice.

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Auto Loans

Great rates, flexible terms, personalized service.

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Fast, affordable home loans, and help every step of the way.

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