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Fee Schedule

The fees appearing in this Schedule are accurate as of January 1, 2016. If you have any questions or require current fee information on your accounts, please call the Credit Union.

Share Account Fees

Share Account Fees
Dormant$2.00 / month
Account inactive for one (1) year and balance is less than $100.00
Account Closure$10.00 if account closed within three (3) months
New Membership Fee$5.00 one time fee
Does not apply to Saplings Savings.
Does apply to Kiosk Savings.

Holiday Club Account Fees

Holiday Club Account Fees
Early Withdrawal$5.00 / withdrawal

Money Market, Premium Money Market and Prefer Money Market Account Fees

Money Market Account Fees
Premium Money Market and Money Market Low Balance Fee$2.00 / month
If minimum average daily balance not met
Withdrawal Fee$5.00 / withdrawal
In excess of four (4) per month

Draft Account Fees

Draft Account Fees
Courtesy Pay$32.00 / item
Courtesy Pay coverage at Credit Union discretion
NSF$32.00 / item
Sustained Overdraft (account overdrawn 15 days)$25.00
Stop Payment$25.00 / item
Overdraft Transfer$10.00 / item
(not available for EcoDraft)
Check Copy$5.00 / item
(not available for EcoDraft)
Basic Share Draft Checking$5.00/Month - Basic Checking Fee is a monthly service fee - waived if total accumulated current loan balances on account (excluding credit cards) is $15,000 or greater.
Check PrintingPrices may vary depending upon style.

Other Service Fees

Other Service Fees
Wire Transfer (Incoming)$10.00 / transfer
Wire Transfer (Outgoing)$20.00 / transfer
Foreign Wire$40.00 / transfer
Money Order$5.00 / money order
Account Reconciliation$15.00 / hour
Account Research$15.00 / hour
Paper Statements$2.00 / month - members 70+ exempt
Statement Copy$5.00 / copy
Account Activity Printout$2.00 / printout
Deposited Item Return$25.00 / item
Legal Process$50.00 / notice
Telephone Transfer (not audio response or ATM)$2.00 / transfer
Reg D Limit Exceeded Fee$3.00 / transfer (over 6 per cycle)
Official Check Copy$5.00 / item
Check Payable Third Party$2.00 / check
Prepaid Gift Cards$5.00 / card
Reloadable Prepaid Debit Card and Travel Card$5.00 / card
Return Mail$5.00 / item
Foreign Item
(plus correspondent fee)
$5.00 / item
Coin MachineMember fee of 3% of amount (excludes Saplings Savings Account holders). Non-Member fee of 8% of the amount
Official Check Stop Payment$25.00 / item
Inactive Home Banking
(after it's been inactive for 60 days)
$5.00 / month
Low Balance Fee

fee $5.00 / month

Accounts maintaining an aggregate average share balance of less than $350.00 during the month will be assessed this fee. Accounts with any of the following attributes are excluded from the fee:

  • Account opened for less than 90 days
  • Teen Club
  • Kids Club
  • Edge Club
  • Any open loans
  • Under age 18 (primary account holder)
  • Open Active Share Draft account
  • Closed loans within the last 9 months
  • EFT deposit within the last 2 months
  • ACH payroll deposit within the last 2 months
  • Payroll Deposit

EFT Fees

EFT Fees
ATM Withdrawal Fees (no fee for withdrawal at proprietary ATMs)
Inactive Home Banking$5.00/Month if inactive for 60 days
Other EFT Fees:
ATM Balance Inquiry$1.00 / Inquiry
ATM Balance Transfer$1.00 / Inquiry
Inactive Online Bill Pay$5.00 / Month if inactive for 60 days
Reactivation Online Bill Pay$5.00 / Occurrence
Card Replacement$15.00
ATM NSF$32.00 per item
ACH NSF $32.00 per item
Inactive Debit Card$3.00/Month - If no debit card transactions for 60 days
Debit Card NSF$32.00 / Item
Courtesy Pay$32.00 / Item

Courtesy Pay coverage at Credit Union discretion

No Fees

  • Notary Services to our members
  • Medallion Signature Guarantee to our members
  • Copy of Share Draft - No fee on Home Banking
  • Interim Statement - No fee on Home Banking
  • Internal Funds Transfer
  • Automated telephone inquiries

Share Value

Share Value
Par Value of One Share$5.00