Personal Loans

Personal Loans

Whether secured or unsecured, we offer a wide range of accommodating lending options to meet nearly any personal need. Benefit from our wide range of terms and rates that are very competitive across the market.

Best of all, we process everything locally. That way, you can speak to one helpful contact and receive the timely financing that you deserve.

  • Competitively low, fixed rates for a wide range of personal needs
  • A wide range of flexible terms available
  • Secured and unsecured options available
  • No prepayment penalties
  • Experienced loan staff, attentive to your unique needs
  • Local decision-making and processing for quick approvals

Click here for our current personal loan rates

Secured vs Unsecured Loans

The major distinction between secured and unsecured loans is whether or not they require collateral backing.


  • Secured by funds establishing with Seasons FCU:
  • Share account
  • Or share certificate
  • Potentially lower rates due to collateral backing
  • Keep your savings intact and incurring dividends
  • Thus reducing the actual cost of your loan
  • Flexible terms available


  • Requires nothing but a signature
  • Available to members with a strong credit history
  • Flexible terms available