Request Agreement

By completing this form, I understand that Seasons Federal Credit Union will review my accounts and that there is a $35 processing fee per Loan that I choose to skip. I understand the $35 fee must be available in my Seasons Federal Credit Union Savings or Checking account (fee will be taken from available funds, Checking will be the first source), and that I cannot be delinquent (past due) or have been delinquent in the past 12 months on any loans with Seasons FCU for this request to be approved and processed.

I am instructing Seasons Federal Credit Union to skip the following loan payment:

Please tell us about yourself: (* denotes required fields)

Signature

By participating in Seasons Federal Credit Union's Skip-A-Payment program, you request that Seasons Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue during and after the deferral period; 2) deferring payment will result in higher total FINANCE CHARGES than if payment were made as originally scheduled; 3) payment deferral will require extra payments past the original maturity date; 4) elected GAP or Warranty Coverage will not be extended beyond the original maturity date; 5) payments will resume the following month; 6) there is a $35 fee and I understand the $35 fee must be available in my Seasons FCU Savings or Checking account; 7) You must not have had any loan payment more than 30 days late at SFCU within the past 12 months; 8)Member must have completed a minimum of six (6) monthly payments on subject loan; 9) Skip-A-Pay request must be made before the payment due date of the month you are skipping. There is a limit of (2) skips per 12-month period. If recent data shows that you have been delinquent on the mentioned loan(s) for any reason, Seasons Federal Credit Union reserves the right to deny your application for Skip-A-Payment. If your request is denied, we will contact you. Loan(s) must be in good standing to accept this offer. Real Estate Loans, Ecoline, Quick Cash, Credit Cards, Over Draft Line Of Credit Or Fresh Start Loans are not eligible. Loan payments must be current or within the 10 day grace period of that loan. Any payments outside the grace period will not be approved.

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