Credit Union Checking Accounts

Manage your money. Manage your life. Everyone’s different – and that’s why we’ve built our online checking account options around not just how you live, but how you want to live. When it comes to banking, there are a lot of options to choose from. If you're looking for a credit union checking account, Seasons Federal Credit Union is a great place to start. Our online credit union checking accounts offer higher interest rates on checking accounts than traditional banks and we offer lower fees than banks. Compare our Federal Credit Union checking account interest rates, fees, and minimum balance requirements to find the best account for you.

Cashback Checking

Earn up to 1% cash back each month1 on items you purchase every day.

  • No minimum balance
  • Free online banking and bill pay
  • Access 30,000+ ATMs
  • Overdraft protection options
  • Mobile Payment Options
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Interest Checking

Earn 0.10% APY on balances up to $10,000 (minimum balance of $500 to earn interest)2 

  • Free online banking and bill pay
  • Access 30,000+ ATMs
  • Overdraft protection options
  • Mobile Payment Options
Learn More

ATM Fee Refund Checking

Nationwide ATM fee refunds up to $7.50 per month3 

  • No minimum balance
  • Free online banking and bill pay
  • Overdraft protection options
  • Mobile Payment Options
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Basic Checking

A checking account that keeps things simple.

  • No minimum balance
  • Free online banking and bill pay
  • Overdraft protection options
  • Mobile Payment Options
Learn More

 

Seasons Federal Credit Union Checking Account Benefits

  • Surcharge-Free ATMs: Get cash when you need it at thousands of nationwide surcharge-free ATMs.
  • Online & Mobile Banking: Check balances, view transactions, transfer funds, locate nationwide branches & ATMs and make deposits.
  • Debit Card: Works like a check, looks like a credit card and makes shopping as simple as a swipe.

DISCLOSURES

Cashback Checking
1
Each monthly statement cycle you will receive 1.00% cash back on debit card transactions and purchases that post and settle to your account during the monthly statement cycle. Cash back not to exceed $5.00 per monthly statement cycle. Your cash back will be posted to your Cashback Checking account on the first day of the month following the close of the statement cycle. The statement cycle runs from the first day of the month to the last day of the month. Only applicable to purchases made with your debit card tied to your Cashback Checking account. The following activities do not count toward earning account rewards: ATM–processed transactions; transfers between accounts; and debit card transactions processed by merchants and received by the credit union as ATM transactions. Seasons Federal Credit Union savings account required to establish membership. Limit of one Cashback Checking account per member/social security number.

Interest Checking
2APY= Annual Percentage Yield. APY is accurate as of 04/01/2022. Rates are subject to change after account opening. Earn 0.10% APY on balances up to $10,000 (minimum balance of $500 to earn interest). Fees may reduce earnings. Although a minimum balance is required to earn rewards, there is no minimum balance required to open the account. Seasons Federal Credit Union savings account required to establish membership. Limit of one Interest Checking account per member/social security number.

ATM Fee Refund Checking
3ATM Fee Refund Checking automatically refunds up to $7.50 in domestic ATM surcharges imposed by other institutions per statement cycle while account is open. Foreign currency ATM surcharges are not included in the refunded ATM fees. Seasons Federal Credit Union savings account required to establish membership. Limit of one ATM Fee Refund Checking account per member/social security number.

View Checking Accounts Truth-in-Savings Disclosure

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