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Loan Rates CT

Rates effective November 1, 2024
APR = Annual Percentage Rate

Mortgage Rates in CT

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Home Equity Loans

Home Equity Loan Rates in CT (5 Year)

Term Rate Payment Amount Per $1,000.00 Borrowed APR
5 Year rates as low as 5.25% $18.99 rates as low as 5.25%

Home Equity Loan Rates (10 Year)

Term Rate Payment Amount Per $1,000.00 Borrowed APR
10 Year rates as low as 5.50% $10.85 rates as low as 5.50%

Home Equity Loan Rates (15 Year)

Term Rate Payment Amount Per $1,000.00 Borrowed APR
15 Year rates as low as 5.75% $8.20 rates as low as 5.75%

Home Equity Loan Rates (20 Year)

Term Rate Payment Amount Per $1,000.00 Borrowed APR
20 Year rates as low as 6.00% $7.16 rates as low as 6.00%
  • Your rate will be determined by your credit report.
  • Home Equity loan rates will be increased by 0.50% if loan amount is less than $25,000.00
  • Property and/or flood insurance required.

 

 

Home Equity Lines of Credit (HELOC)

Home Equity Line of Credit Rates in CT

Term APR Assumptions
Up to 80% (Loan to Value) as low as 7.75% Platinum credit and loan amount for $25,000
  • Your rate will be determined by your credit report.
  • Rates on Home Equity Line of Credits will be increased by 0.50% if line amount is less than $25,000.00
  • Variable Rate is based on The Wall Street Journal Prime Rate as of the last business day of the previous billing cycle. Prime Rate is currently 8.00%. (Prime minus 0.25% = 7.75% APR).
  • Minimum APR 7.75%, Maximum APR 18.00%
  • Property and/or flood insurance required.

 

 

Home Improvement Loans

Home Improvement Loan Rates in CT

Term APR Payment Amount Per $1,000.00 Borrowed
5 years as low as 10.99% APR $21.74
10 years as low as 11.99% APR

$14.34

 

 

Auto Loans

New Auto Loan Rates in CT (2025 & 2024)

Term Rate* Payment Amount Per $1,000.00 Borrowed Assumptions
Up to 60 months as low as 5.49% APR $19.21 Platinum credit and loan amount of $25,000
61 to 72 months as low as 5.60% APR $16.50  
73 to 84 months
(Min $25k loan amount)
as low as 6.24% APR $14.84  

Used Auto Loan Rates CT

Term Rate* Payment Amount Per $1,000.00 Borrowed Assumptions
Up to 60 months as low as 5.99% APR $19.33 Platinum credit and loan amount of $25,000
61 to 72 months as low as 6.09% APR $16.62  
73 to 84 months
(Min $25k loan amount)
as low as 6.99% APR $15.09

*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from a Seasons FCU checking account. 

 

RV Loans

Boat & Recreational Vehicle Loan Rates

Term APR* Payment Amount Per $1,000.00 Borrowed Assumptions
Up to 60 months as low as 7.00% APR $19.80 Platinum credit and a loan amount of $15,000
61 to 120 months as low as 8.00% APR $12.13  
121 to 180 months as low as 9.00% APR $10.14  

*Rate determined by your credit history and term and subject to change without notice.

 

 

Credit Cards

Credit Card Rates

Card Type APR for Purchases APR for Balance Transfers APR for Cash Advances
Visa® Platinum 11.95% to 17.95% based on your credit history 11.95% to 17.95% based on your credit history 11.95% to 17.95% based on your credit history
Visa® Platinum Rewards 13.95% to 17.95% based on your credit history 13.95% to 17.95% based on your credit history 13.95% to 17.95% based on your credit history
Visa® Signature 12.95% to 17.95% based on your credit history 12.95% to 17.95% based on your credit history 12.95% to 17.95% based on your credit history

 

Student Loans

Student Loan Rates

Term APR Payment Amount Per $1,000.00 Borrowed
Up to 60 Months as low as 6.49% APR $19.56
120 Months as low as 7.49% APR $11.86
180 Months as low as 8.49% APR $9.84

 

 

Personal Loans

Personal Loan Rates

Term APR Payment Amount Per $1,000.00 Borrowed
1 to 36 Months as low as 10.99% APR $32.73
37 to 60 Months as low as 11.99% APR $22.24

Authentically You Personal Loan Rates

Term APR Payment Amount Per $1,000.00 Borrowed
1 to 36 Months as low as 10.99% APR $32.73
37 to 60 Months as low as 11.99% APR $22.24

Personal Line of Credit Rates

Term APR
Revolving as low as 9.74% APR

Certificate Secured Loan Rates

Term APR
60 months 3% over current certificate rate

Share Secured Loan Rates

Term APR
120 months 3% over current share rate

Your rate will be determined by your credit report and term selected.

 

 

 

Seasons Federal Credit Union NMLS ID# 441485
Seasons Federal Credit Union Loan Officer's NMLS ID Information (PDF)

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