Mortgages

Home is where the heart is, and we want to help you get the house of your dreams. Or, you may just want to refinance your current mortgage. When you are ready, we’re here to help make it happen.

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Our team is working swiftly to be there for our members, but please expect increased wait times on the phone due to increased  inquiries. Thank you for your patience as we work diligently to assist our members. 

 

Our rates are being updated everyday!

Want to learn more about what rate you could be approved for? Call one of our Mortgage Team members to get started!

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Welcome Home

We’re here to help you with your new home, that perfect palace or rustic abode where you’ll build memorable moments.

Your Home

Your carpet, your wall colors, your backyard. A place that’s yours is now within reach with our Home mortgage. Get financing on the purchase, little as 3% down payment for first time home buyers, and when you click below to apply, it’s easy!

Buying a Home or Refinancing Your Mortgage

Whether buying your first home or refinancing, we’ll be right by your side from start to finish. We have local knowledge of our Connecticut communities and the financial knowhow for quick approvals. We’re your neighbor, ready to get you the term and rate that’s right for you.

Always Easy

With our easy online mortgage application, you’ll cruise through the process. Whether you apply online, give us a call or head into a branch, we’ll be with you during the most exciting purchase of your life.

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Have questions? We're here to help!

Email us mortgageteam@seasonsfcu.org or give us a call 860-854-6807

 

Here's what you get with a mortgage at Seasons FCU:

  • Fixed Interest Rates (interest rate and payment remains the same)
  • Loan terms available in: 7, 10, 11, 15, 20, 25 or 30 years
  • No pre-payment penalties
  • Low closing costs
  • Upfront underwriting reviewed by our in-house mortgage team
  • Expert guidance to help you find the right mortgage

Example Fixed Rate Mortgages Monthly Repayment Terms

Loan Type Rate (%) APR (%) Payment Per $1,000
15-Yr. Fixed (180 months) 3.250 3.397 7.03
30-Yr. Fixed (360 months) 4.00 4.084 4.77

 

Home Buying Resources

 

Home Buying 101 FAQs

Finding the home of your dreams is the tough part. The mortgage process shouldn't be. That's why we've created a frequent asked questions Home Buying 101 to make your first-time home buying experience easier.

Home Buying 101 FAQs

 

 

 

Guide to First Time Home Buying

You’ve had a lot of good times living the rental lifestyle, but maybe now’s the time to start making new memories in your own home. Even if you’re only thinking about buying your first home, there are some things you can do to help you get ready for when the time is right.

Guide to First Time Home Buying

 

 

 

Home Buying Terms - Lingo You Should Know

The home buying process can be confusing at times but the language and terminology doesn’t have to be. Check out some common home buying terms to know when getting ready to buy a home – it could save you time, frustration and even money down the road!

Home Buying Terms

 

 

 

Meet Our Mortgage Team

Think our Mortgage Team as your personal guide on your journey to home ownership. They are here to help make the loan process as smooth as possible for you, and can help you:

  • Determine the best mortgage for your needs, that also fits within your budget.
  • Complete your application, whether online, over the phone, or in person.
  • Gather the required documentation to process your application
  • Lock in your rate and fees once you find the home you want to purchase.

Image of Seasons FCU Mortgage Team

 

Have questions? We're here to help!

Email us mortgageteam@seasonsfcu.org or give us a call 860-854-6807

GET STARTED NOW

 

Make an appointment with our team in the branches!

Do you have questions about your account? Do you need to apply for a loan or a credit card? 

If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.

Make an Appointment

 

Seasons Federal Credit Union NMLS ID# 441485
Seasons Federal Credit Union Loan Officer's NMLS ID Information (PDF)

 

Protect your home with homeowners insurance. It's your safe haven. It's where you raise your family and create memories that last a lifetime.

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Mortgages

Fast, affordable home loans, and help every step of the way.

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