Credit Union Personal Loans
Have an unexpected expense and need a quick, affordable loan? We can help you get the cash you need with a customized credit union personal loan that’s perfect for your situation. Unsecured personal loans don't require any collateral so they are a great option if you don't want to use an asset for collateral. We have an experienced team who are experts about credit union personal loan options. To get started with the personal loan process, apply online today.
Personal Loans
Rates as low as
9.99% APR*
up to 36 months
*APR = Annual Percentage Rate. Rate effective September 1, 2023. Loan rates and terms are based on creditworthiness and underwriting factors and is our best rate. Not all applicants will qualify for the lowest rate or the longest term. Rates and terms are subject to change at any time without notice and are subject to credit approval.
Credit union personal loans are perfect for:
- Special occasions, such as weddings and graduations
- Vacations and honeymoons
- New nursery furniture
- Medical expenses
- Auto repairs
- Debt consolidation
- Emergencies
- And more!
Personal Loan Benefits
- Both secured and unsecured loan options are available
- Unsecured loans require no collateral
- Low fixed rates for a wide range of personal needs
- Flexible terms available
Types of Personal Loans
Unsecured Loans
Our no-hassle, no-collateral unsecured personal loans offer quick approvals and can often provide funds in the same day.
Secured Loans
Secure your loan with a Seasons Federal Credit Union deposit account so you can get an even better rate on a secured loan. Plus, you will continue to earn dividends on both your deposit account and your personal loan.
Make an appointment with our team in the branches!
Do you have questions about your account? Do you need to apply for a personal loan or a credit card?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.
Looking for help paying your personal loan?
Personal Loan Terms & Interest Rates
Personal Loans
| Term | APR | Payment Amount Per $1,000.00 Borrowed |
|---|---|---|
| 1 to 36 Months | as low as 9.99% APR | $32.26 |
| 37 to 60 Months | as low as 10.99% APR | $21.74 |
Personal Line of Credit
| Term | APR |
|---|---|
| Revolving | as low as 9.74% APR |
Certificate Secured Loans
| Term | APR |
|---|---|
| 60 months | 3% over current certificate rate |
Share Secured Loans
| Term | APR |
|---|---|
| 120 months | 3% over current share rate |
Your rate will be determined by your credit report and term selected.
Rates effective September 1, 2023