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Personal & Debt Consolidation Loans

Personal loanHave an unexpected expense and need a quick, affordable loan? We can help you get the cash you need with a customized credit union personal loan that’s perfect for your situation. Unsecured personal loans don't require any collateral so they are a great option if you don't want to use an asset for collateral. We have an experienced team who are experts about credit union personal loan options. To get started with the personal loan process, apply online today.  


Personal Loans

Rates as low as

10.99% APR*

up to 36 months

Apply Online Today


*APR = Annual Percentage Rate. Rate effective December 1, 2023. Loan rates and terms are based on creditworthiness and underwriting factors and is our best rate. Not all applicants will qualify for the lowest rate or the longest term. Rates and terms are subject to change at any time without notice and are subject to credit approval.



Credit Union Personal Loans Are Perfect For:

  • Special occasions, such as weddings and graduations
  • Vacations and honeymoons
  • New nursery furniture
  • Medical expenses
  • Funding a business venture
  • Debt consolidation
  • Emergencies
  •  Paying for unexpected expenses, such as medical bills or car repairs


Personal Loan Benefits:

  • Both secured and unsecured loan options are available
  • Unsecured loans require no collateral
  • Low fixed rates for a wide range of personal needs
  • Flexible terms available

Types of Personal Loans

Unsecured Loans

Our no-hassle, no-collateral unsecured personal loans offer quick approvals and can often provide funds in the same day. Unsecured personal loans in Connecticut are approved based on the borrower's creditworthiness, which includes their credit score, income, and debt-to-income ratio.

Secured Loans

Secure your personal loan in CT with a Seasons Federal Credit Union deposit account so you can get an even better rate on a secured loan. Plus, you will continue to earn dividends on both your deposit account and your personal loan.


Make an appointment with our team in the branches!

Do you have questions about your account? Do you need to apply for a personal loan or a credit card? 

If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into our Meriden or Middletown, CT branch. You can avoid waiting in the lobby when you need financial help.

Make an Appointment


Looking for help paying your personal loan?

How to pay and who to contact


Personal Loan Rates CT

Personal Loan Rates

Term APR Payment Amount Per $1,000.00 Borrowed
1 to 36 Months as low as 10.99% APR $32.73
37 to 60 Months as low as 11.99% APR $22.24

Personal Line of Credit Rates

Term APR
Revolving as low as 9.74% APR

Certificate Secured Loan Rates

Term APR
60 months 3% over current certificate rate

Share Secured Loan Rates

Term APR
120 months 3% over current share rate

Your rate will be determined by your credit report and term selected.

Rates effective December 1, 2023

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Some of our offerings

Credit Cards

Low interest, rich rewards—your card, your choice.

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Auto Loans

Great rates, flexible terms, personalized service.

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Fast, affordable home loans, and help every step of the way.

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