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Protect your investment.

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Accidents happen. Cars breakdown. If there’s one thing that’s certain about the future – you cannot predict what will happen. With Seasons FCU’s vehicle coverage and loan protection options, you’ll have peace of mind knowing that you’re prepared for when life throws you a curve ball.


Guaranteed Asset Protection (GAP)

In most circumstances, your vehicle is worth a lot less the second you drive it off the lot. Protect the investment made in your vehicle with GAP Advantage.

What is GAP Advantage?
Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on a new or used vehicle that is financed or leased. It is a supplemental benefit that enhances, rather than replaces, your standard comprehensive, collision, or liability coverage. GAP Advantage waives the difference between your primary insurance carrier’s settlement and the payoff of your loan.1 In other words, it protects the “gap” between your vehicle’s value and the amount you still owe in the case it is damaged beyond repair or stolen and never recovered.

GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle if financed or leased with the same financial institution.

How does GAP Advantage work?
Depending on where you live, the established market value of your vehicle could be less than the actual balance you owe. In the event of a total loss or theft, GAP Advantage waives the difference between your primary insurance carrier insurance settlement and the payoff of your loan, subject to limitations and exclusions including a maximum loan-to-value limitation which may cap the benefit you receive. Included in the deficiency balance is the deductible up to $1,000.3

Consider This
Your one-year-old financed vehicle is totaled beyond repair...

  • Your loan balance is......................................................................$15,000
  • Your insurance company settlement is.......................................$10,000
    • based on your vehicle's market value.............................................$11,000
    • less your insurance deductible........................................................$1,0003
  • Total amount you ow without GAP Advantage.....................$5,000
  • PLUS $1,000 credit towards the financing of your replacement vehicle!2


Contact a Seasons FCU Loan Officer today at (860) 346-6614 for more information and to qualify your vehicle.


1 Subject to limitations and exclusions including a maximum loan-to-value limitation which may cap the benefit you receive
2 If the replacement vehicle is financed or leased with the financial institution that the totaled/stolen vehicle was financed or leased through.
3 Not available in NY or AK



Route 66 Extended Warranty 

Competitive Prices. Long Term Vehicle Service Contracts.

Auto Repair

Route 66 Extended Warranty is the most comprehensive mechanical breakdown coverage for all makes and models of automobiles. Our coverage helps you enjoy your new purchase and maintain "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem. This is why so many people have come to depend upon Route 66 Extended Warranty.

No matter where you travel in the United States you are protected against major mechanical expenses, and there is no deductible on covered parts or labor.

The Lowest Cost, Best Coverage in Extended Service Plans for Your Vehicle.

A Route 66 Extended Warranty not only protects you from paying out-of-pocket for expensive repairs, it also comes with great benefits like:

  • $0 Deductible
  • 24/7 Emergency Roadside Service
  • 30-Day Money-Back Guarantee
  • Nationwide Protection
  • Transferable plans if you sell your car.

With Route 66 Extended Warranty Open Enrollment, you don’t have to buy your warranty at the time of purchase, you can buy it at any time during your ownership of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. Don't get stuck without coverage!


Contact a Seasons FCU Loan Officer today at (860) 346-6614 for more information and to qualify your vehicle.



Accidental Death & Dismemberment Protection

Accidental Death & Dismemberment (AD&D) insurance can ensure financial stability after accidents and cover anything from lost wages to hospital bills. We’ve partnered with TruStage to bring you the best service, the best rates and the best coverage. They offer affordable coverage and provide financial benefits in the case of a passing or severe injury from an accident. There is no medical exam required, no medical questions to answer and no waiting period to be covered. Plus, as a member of Seasons Federal Credit Union you are eligible to enroll for $1,000 of no-cost TruStage Accidental Death & Dismemberment Insurance.

Learn more about TruStage



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