Logo for: Seasons Federal Credit Union

Your Money is Safe with Seasons Federal Credit Union

couple with a piggy bank


“Not one penny of insured savings has ever 
been lost by a member of a federally 
insured credit union.”

—National Credit Union Administration


With the recent headlines regarding the FDIC taking control of Silicon Valley Bank in California and Signature Bank in New York, have many concerned about the safety of their money. When things are uncertain, thinking more about the safety and security of your home, family, and finances is natural. Like most essential things in your life, the money you deposit at Seasons Federal Credit Union is safe and protected by a type of insurance. 

As a Credit Union, we operate under a very different model than commercial banks or those like Silicon Valley Bank that are considered ‘technology’ commercial lenders providing venture capital funds to start-ups. Instead, our organization is 100% owned by you, our members, and we are committed to managing our resources responsibly and prudently to ensure the safety, soundness, and future security of our institution.

You may have heard that most banks are FDIC-insured. The FDIC is a federal institution that was created to ensure that customers don’t lose money if an FDIC member bank fails. 

Similarly, the National Credit Union Administration (NCUA) insures deposits at our Credit Union up to at least $250,000 per individual depositor and $500,000 for joint account holders. Please note that accounts may be insured for a higher limit, based on how they are structured. 

Share Insurance Overview Video


NCUA's Share Insurance Estimator

Calculate the amount of your insured funds at a federally insured credit union using NCUA’s Share Insurance Estimator. The estimator can be used for personal, business or government accounts. Personal accounts include individual ownership, joint ownership, payable-on-death (accounts with named beneficiaries), living trusts and IRAs. 

The Estimator also includes an extensive Glossary of Terms and Frequently Asked Questions.


We understand and value the importance of your trust and confidence in us, and we take our responsibility as your financial partner seriously. Please rest assured that we are committed to maintaining the safety and security of your deposits, and we will continue to provide you with the highest level of service. 

Seasons Federal Credit Union


For more details about Share Insurance, visit the NCUA website.



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