Share Rates

Share Rates

Rates effective March 17, 2020

APY = Annual Percentage Yield

Kasasa Cash^®

Balance	Dividend Rate	APY
Balances up to $10,000	0.75%	0.75%
Balances over $10,000	0.05%	0.05%
All balances if qualifications are not met	0.05%	0.05%

To earn rewards, simply do each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Have at least 2 automatic payment (ACH) or direct deposit post and settle
• Be enrolled and receive e-statement notice
• Be enrolled and log into online banking at least once

Kasasa Saver^®

Balance	Dividend Rate	APY
Balances up to $25,000	0.15%	0.15%
Balances over $25,000	0.05%	0.05%
All balances if qualifications are not met	0.05%	0.05%

To earn rewards, you must qualify in your Kasasa Cash account by simply doing each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Have at least 2 automatic payment (ACH) or direct deposit post and settle
• Be enrolled and receive e-statement notice
• Be enrolled and log into online banking at least once

 

 

Share Accounts

Regular Share Accounts

Balance	Dividend Rate	APY
$500.00 - $9,999.99	0.00%	0.00%
$10,000.00 - $24,999.99	0.00%	0.00%
$25,000.00 - $49,999.99	0.00%	0.00%
$50,000.00 and up	0.00%	0.00%

Holiday / Vacation Club Share Accounts

Dividend Rate	APY
0.15%	0.15%

Saplings Savings (Members Age 17 and younger)

Dividend Rate	APY
0.15%	0.15%

Kiosk Savings

Account	Dividend Rate	APY
Members Age 18-35	0.15%	0.15%

IRA Share Account

Dividend Rate	APY
0.10%	0.10%

IRA Premium Money Market Accounts (Traditional and Roth - $25 minimum opening deposit)*

Balance	Dividend Rates	APY
$25.00 - $24,999.99	0.40%	0.40%
$25,000.00 - $49,999.99	0.30%	0.30%
$50,000.00 - $99,999.99	0.30%	0.30%
$100,000.00 and up	0.30%	0.30%

Money Market Accounts ($1,500 minimum opening deposit)

Balance	Dividend Rates	APY
$1,500.00 - $9,999.99	0.05%	0.05%
$10,000.00 - $24,999.99	0.05%	0.05%
$25,000.00 - $49,999.99	0.05%	0.05%
$50,000.00 and up	0.05%	0.05%

Premium Money Market Accounts ($25,000 minimum opening deposit)

Balance	Dividend Rates	APY
$25,000.00 - $49,999.99	0.10%	0.10%
$50,000.00 - $99,999.99	0.10%	0.10%
$100,000.00 - $149,999.99	0.10%	0.10%
$150,000.00 and up	0.10%	0.10%

Featured Money Market Account ($1,500 minimum opening deposit)

Balance	Dividend Rate	APY
$1,500 - $24,999.99	0.20%	0.20%
$25,000 - $49,999.99	0.25%	0.25%
$50,000 - $99,999.99	0.30%	0.30%
$100,000 and up	0.30%	0.30%

Preferred Share Account ($5,000 minimum opening deposit)

Balance	Dividend Rate	APY
$5,000.00 - $9,999.99	0.05%	0.05%
$10,000.00 - $24,999.99	0.05%	0.05%
$25,000.00 and up	0.05%	0.05%

 

 

 

Truth-In-Savings Account Disclosure Compounding and Crediting: Dividends are based on 365 days and are paid on the average daily balance, compounded and paid monthly. Rate Information: The Annual Percentage Yield may change based on market conditions as determined by the Credit Union's Board of Directors. The Board of Directors declares dividends based on current income and available earnings after providing for required reserves. Account Limitations: You may make up to 6 pre-authorized automatic or telephone transactions from your deposit accounts per month.