Share Rates

Share Rates

Rates effective January 1, 2021

APY = Annual Percentage Yield

Kasasa Cash^®

Average Daily Balance	Dividend Rate	APY
Balances up to $10,000	0.75%	0.75%
Balances over $10,000	0.05%	0.05%
All balances if qualifications are not met	0.05%	0.05%

To earn rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Have at least 2 automatic payment (ACH) or direct deposit post and settle
• Be enrolled and receive e-statement notice
• Be enrolled and log into online banking at least once

Kasasa Saver^®

Average Daily Balance	Dividend Rate	APY
Balances up to $25,000	0.15%	0.15%
Balances over $25,000	0.05%	0.05%
All balances if qualifications are not met	0.05%	0.05%

To earn rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Have at least 2 automatic payment (ACH) or direct deposit post and settle
• Be enrolled and receive e-statement notice
• Be enrolled and log into online banking at least once

 

 

Share Accounts

Regular Share Savings Accounts

Average Daily Balance	Dividend Rate	APY
$500.00 - $9,999.99	0.00%	0.00%
$10,000.00 - $24,999.99	0.00%	0.00%
$25,000.00 - $49,999.99	0.00%	0.00%
$50,000.00 and up	0.00%	0.00%

Holiday / Vacation Club Share Accounts

$25 minimum Average Daily Balance to earn the APY

Dividend Rate	APY
0.15%	0.15%

Saplings Savings (Members Age 17 and younger)

$25 minimum Average Daily Balance to earn the APY

Dividend Rate	APY
0.15%	0.15%

Kiosk Savings (Members Age 18 and up)

$25 minimum Average Daily Balance to earn the APY

Dividend Rate	APY
0.15%	0.15%

Health Savings Account

$5 minimum Average Daily Balance to earn the APY

Dividend Rate	APY
0.25%	0.25%

IRA Share Account

$25 minimum Average Daily Balance to earn the APY

Dividend Rate	APY
0.05%	0.05%

IRA Premium Money Market Accounts (Traditional and Roth - $25,000 minimum opening deposit)

Average Daily Balance	Dividend Rates	APY
$25,000.00 - $49,999.99	0.10%	0.10%
$50,000.00 - $99,999.99	0.10%	0.10%
$100,000.00 - $149,999.99	0.10%	0.10%
$150,000.00 and up	0.10%	0.10%

Money Market Accounts ($1,500 minimum opening deposit)

Average Daily Balance	Dividend Rates	APY
$1,500.00 - $9,999.99	0.05%	0.05%
$10,000.00 - $24,999.99	0.05%	0.05%
$25,000.00 - $49,999.99	0.05%	0.05%
$50,000.00 and up	0.05%	0.05%

Premium Money Market Accounts ($25,000 minimum opening deposit)

Average Daily Balance	Dividend Rates	APY
$25,000.00 - $49,999.99	0.10%	0.10%
$50,000.00 - $99,999.99	0.10%	0.10%
$100,000.00 - $149,999.99	0.10%	0.10%
$150,000.00 and up	0.10%	0.10%

Featured Money Market Account ($1,500 minimum opening deposit)

Average Daily Balance	Dividend Rate	APY
$1,500 - $24,999.99	0.05%	0.05%
$25,000 - $49,999.99	0.05%	0.05%
$50,000 - $99,999.99	0.05%	0.05%
$100,000 and up	0.05%	0.05%

Preferred Share Account ($5,000 minimum opening deposit)

Average Daily Balance	Dividend Rate	APY
$5,000.00 - $9,999.99	0.05%	0.05%
$10,000.00 - $24,999.99	0.05%	0.05%
$25,000.00 and up	0.05%	0.05%

 

 

Truth-In-Savings Account Disclosure Compounding and Crediting: Dividends are based on 365 days and are paid on the average daily balance, compounded and paid monthly. Rate Information: The Annual Percentage Yield may change based on market conditions as determined by the Credit Union's Board of Directors. The Board of Directors declares dividends based on current income and available earnings after providing for required reserves. Account Limitations: You may make up to 6 pre-authorized automatic or telephone transactions from your deposit accounts per month.