Share Rates
Share Rates
Rates effective December 1, 2018
APY = Annual Percentage Yield
To earn rewards, simply do each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 2 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
- Be enrolled and log into online banking at least once
| Balance |
Dividend Rate |
APY |
| Balances up to $10,000 |
2.00% |
2.00% |
| Balances over $10,000 |
0.15% |
0.15% |
| All balances if qualifications are not met |
0.05% |
0.05% |
To earn rewards, you must qualify in your Kasasa Cash account by simply doing each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 2 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
- Be enrolled and log into online banking at least once
| Balance |
Dividend Rate |
APY |
| Balances up to $25,000 |
0.25% |
0.25% |
| Balances over $25,000 |
0.15% |
0.15% |
| All balances if qualifications are not met |
0.05% |
0.05% |
Share Accounts
Regular Share Accounts
| Balance |
Dividend Rate |
APY |
| $500.00 - $9,999.99 |
0.00% |
0.00% |
| $10,000.00 - $24,999.99 |
0.00% |
0.00% |
| $25,000.00 - $49,999.99 |
0.00% |
0.00% |
| $50,000.00 and up |
0.00% |
0.00% |
Holiday / Vacation Club Share Accounts
| Dividend Rate |
APY |
| 0.15% |
0.15% |
Saplings Savings (Members Age 17 and younger)
| Dividend Rate |
APY |
| 0.15% |
0.15% |
Kiosk Savings
| Account |
Dividend Rate |
APY |
| Members Age 18-35 |
0.15% |
0.15% |
IRA Share Account
| Dividend Rate |
APY |
| 0.25% |
0.25% |
IRA Premium Money Market Accounts (Traditional and Roth - $25 minimum opening deposit)*
| Balance |
Dividend Rates |
APY |
| $25.00 - $24,999.99 |
0.40% |
0.40% |
| $25,000.00 - $49,999.99 |
0.65% |
0.65% |
| $50,000.00 - $99,999.99 |
0.65% |
0.65% |
| $100,000.00 and up |
0.65% |
0.65% |
Money Market Accounts ($1,500 minimum opening deposit)
| Balance |
Dividend Rates |
APY |
| $1,500.00 - $9,999.99 |
0.05% |
0.05% |
| $10,000.00 - $24,999.99 |
0.05% |
0.05% |
| $25,000.00 - $49,999.99 |
0.05% |
0.05% |
| $50,000.00 and up |
0.05% |
0.05% |
Premium Money Market Accounts ($25,000 minimum opening deposit)
| Balance |
Dividend Rates |
APY |
| $25,000.00 - $49,999.99 |
0.10% |
0.10% |
| $50,000.00 - $99,999.99 |
0.10% |
0.10% |
| $100,000.00 - $149,999.99 |
0.10% |
0.10% |
| $150,000.00 and up |
0.10% |
0.10% |
Featured Money Market Account ($1,500 minimum opening deposit)
| Balance |
Dividend Rate |
APY |
| $1,500 - $24,999 |
0.896% |
0.90% |
| $25,000 - $49,999 |
0.995% |
1.00% |
| $50,000 - $99,999 |
1.094% |
1.10% |
| $100,000 and up |
1.193% |
1.20% |
Preferred Share Account ($5,000 minimum opening deposit)
| Balance |
Dividend Rate |
APY |
| $5,000.00 - $9,999.99 |
0.05% |
0.05% |
| $10,000.00 - $24,999.99 |
0.05% |
0.05% |
| $25,000.00 and up |
0.05% |
0.05% |
Truth-In-Savings Account Disclosure Compounding and Crediting: Dividends are based on 365 days and are paid on the average daily balance, compounded and paid monthly. Rate Information: The Annual Percentage Yield may change based on market conditions as determined by the Credit Union's Board of Directors. The Board of Directors declares dividends based on current income and available earnings after providing for required reserves. Account Limitations: You may make up to 6 pre-authorized automatic or telephone transactions from your deposit accounts per month.
*Limited time offer. There may be a penalty for early withdrawals. Offer valid for funds not currently on deposit at Seasons Federal Credit Union.
